Personal Coverages

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personal coverages

Let us help you create a customized risk management plan for your most valuable assets.

Because homeowners policies only cover items like jewelry and art for a nominal value. Be sure your precious valuables and fine collections are protected to the full extent of their replacement value. Below are the types of personal coverage we offer.

Homeowners
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Trust us for our expertise and attention to detail when insuring your primary residence or other properties.

flood
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Whether or not your home is on the water, it’s at risk of loss from flood, which is a peril excluded by homeowners policies. Flood insurance goes beyond the coverage of a standard homeowners insurance policy and protects you from more severe types of water damage, like heavy rain and severe coastal storms. While government flood coverage provides some protection, excess flood policies can cover substantially more.

Auto
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While auto insurance is obligatory, luxury vehicles may require additional coverage of both the property and liability. Whether you own a luxury, antique, or exotic vehicle, we can help you find the coverage that will protect you.

watercraft
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If you own a boat or other watercraft, you’ll want to protect it from accidents and storms. We’ll find a policy that works to keep you sea-worthy.

Jewelry, Fine Art, and other collections
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Your beautifully curated special collections are not covered by standard homeowners policies. We will help you determine which items need coverage, how to secure appraisals, and find the optimal policy to protect your investment.

Excess Liability
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Inadequate coverage can put your financial success at risk from accidents and litigious individuals. Umbrella policies shield your wealth from liability and are a critical part of any financial plan.

Builder’s Risk
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Many things can happen when a home is under construction or being renovated. Let us find a policy that will help you while your home is being built.

contact us

If you have general questions about the insurance services we provide please complete the form below. If you would like to request a quote, please visit our Request a Quote page.